As a Mom you think — maybe even obsess — about your financial future. But not just your future.  Because what really keeps you up at night is your kid’s future. (And who doesn’t want a strong financial future for their family?).

But also, as Moms, we have less time, making it difficult to make all the right financial moves for our family.

So, with 2020 just around the corner, we talked to Moms about quick financial moves they are making before we ring in the new year.

Here are 4 strong money moves they shared with us.

1. Sticking it to the credit card companies

Stacey A., mother of 2, lives in Atlanta, GA. Due to some unexpected medical bills she was no longer paying off her credit card bills in full.

As the balance continued to climb, she looked into the interest rate she was being charged. Sure enough, it was an astounding 18.73%.

Ridiculous, right? Uncommon? Not really. Credit card companies are feasting even though interest rates are at an all-time low.

So, what did Stacey do?

She went to a site called Fiona to see if they could save her thousands of dollars in interest. Unlike credit card companies, Fiona actually personalizes your lending options, whether refinancing a home, or in her case – paying off high interest credit cards.

As Stacey told us recently, “I am a responsible parent and my credit card should take that into account – instead of just charging me the same rate as my teenager. That’s what I appreciated about Fiona. They took the full picture into account and cut my rate in half.”

3 other things we like about Fiona.

With interest rates potentially set to rise in 2020, people are finding its worth checking how much they can lower their rates.

2.  Provide Your Family With Life Insurance Starting At $5/Month

One of the beautiful things about having your own family is knowing your legacy and mark on the world will carry on into the future.

So, have you ever wondered about how you would provide for your family after you are gone? Have you thought about life insurance but put it off because of the time and cost?

Most of us do just that – put it off because it can feel like a hassle. This is precisely what a fellow mother, Beverly from Fresno, CA told us.

I always thought of Life insurance as a scary, messy, thing to figure out. I have been putting it off for a few years, until I realized my work life insurance was not sufficient to take care of my family.

“And then I read about Bestow, and how I can leave up to a million dollars for my kids. I plan on being here a long time and taking care of my grandkids, and I take comfort in knowing I am doing everything to protect my children (and future grandchildren’s) future.”

What else do we like about Bestow?

  • It takes less than 5 minutes, and you can do it from your computer
  • No medical exams and no pushy brokers.
  • Just answer a few questions and get an instant decision.

Most importantly, you can feel good knowing you are doing everything humanly possible to protect your family. 

So, if you are under the age of 54, get peace of mind with a free quote from Bestow.


Have you compared your car insurance costs to what others are paying? Most parents are overpaying and can find cheaper options with the same coverage and deductibles.

So, why don’t most of us shop for our coverage more often? For me I always found it painful to figure out what I might lose in coverage with a new plan. For many of us, like Eugine from Albuquerque, we are skeptical of car insurance companies.

But the proof is in the pudding. Eugine, who recently switched to Gabi said “I thought it was too good to be true but I saved over $100 a month on my auto insurance thanks to Gabi. I wish I knew about them earlier.

What else do parent’s like about Gabi? How easy they make it.

Nikki Y. from Pittsburgh said “Gabi gave me a pretyped emailed cancelation request to send to my existing insurance provider! Everything is safely sent over Docusign and now I’m saving about $80/month.”

So, what else do we like about Gabi?

Oh, And the coolest part? After you sign up, Gabi continues to look for savings so you won’t need to shop to find better rates in the future.


Did you know there is one single number that can cost you tens of thousands if not managed correctly. It’s your credit score.

It can also cost you a job as potential employers check your credit score through the interview process.

Whether you are refinancing a house, applying for your child’s student loans, or even applying for a job — your credit is your reputation. 

This is why Credit Sesame was mentioned by many Moms as a go-to app to ensure there were no errors on their credit report.

The last thing you want is an error on your credit report costing you, and your family, an opportunity. Over 1 in 5 Americans have an error on their report. When fixed, it can save thousands of dollars and open doors to dream jobs.

It is a free app you can download at no cost, and as Bonnie I. puts it, “Credit Sesame has truly given me the very important information I need to build up my credit score.”

Or Carrol whose credit score took a hit from a case and then raised it from 405, to 600, and then to 720, and is now ready to buy a 3 bedroom house in Florida.

After using Credit Sesame for the past year, we found we liked it for the following reasons:

  • It detects errors for free
  • It monitors your credit and can help you dispute any error that pops up
  • It guides you on practical ways to increase your credit score

And an added benefit as a parent is that you can make sure there are no errors on the credit cards you share with your spouse, the kids, or even the grandparents.

Want to check for yourself? It only takes about 90 seconds to sign up.